For independent agents
Bindable homeowners quotes in seconds.
Get appointed direct with Swyfft
to quote coastal homeowners and more from an address.
Why Swyfft
Unlike other insurance brands with endless forms, Swyfft uses unique data sources and analytics to offer homeowner insurance and more in seconds.Unlike other insurance brands with endless forms,Swyfft uses unique data sources and analyticsto offer homeowner insurance and more in seconds.
Where you can quote homeowners
Eleven coastal states.
Alabama
Try a real Alabama quote- Homeowners
- Admitted + E&S
- Flood
- Yes
- Wind buyback
- Yes
- Commercial
- No
The paper
Who writes the policy.
Ratings as of October 2026. Confirm with the carrier before you bind.
Product
Paper
Rating
Terms
Home
Benchmark
AM BestA (Excellent)
Admitted. Dwelling $125,000 to $2 million. Alabama is Baldwin and Mobile counties. Cape Cod, the Islands, and many other Massachusetts coastal towns go to E&S.
Home
Benchmark Specialty
AM BestA (Excellent)
E&S. Dwelling $150,000 to $2 million. Florida total insured value up to $3.6 million.
Home
Lloyd's / Vave
AM BestA+ (Superior)
E&S. Dwelling $125,000 to $2 million. Total insured value up to $3.6 million.
Home
Topa
AM BestB++ (Good)
DemotechA (Exceptional)
E&S. Florida total insured value up to $5 million, except $3.6 million in Miami-Dade, Broward, and Palm Beach. Alabama is Baldwin and Mobile counties. The AM Best rating is under review.
Flood
Brit
AM BestA+ (Superior)
E&S. Standalone. Building $30,000 to $1.5 million. No elevation certificate.
Flood
Hiscox
AM BestA+ (Superior)
E&S. Standalone. Building $100,000 to $2.25 million. No elevation certificate.
Flood
Lloyd's / Vave
AM BestA+ (Superior)
E&S. Standalone. Building up to $900,000, on a home worth up to $1.8 million. No elevation certificate.
Wind buyback
Hiscox
AM BestA+ (Superior)
E&S. Up to $1 million.
What you can quote
Four products. One appointment.
11
states
Home
Admitted in Alabama, Massachusetts, and Texas. E&S in all eleven.
10
states
Flood
A standalone flood policy. Open everywhere Swyfft writes home, except New York.
6
states
Wind buyback (home and commercial)
Buys down the wind deductible, up to $1 million. Alabama, Florida, Louisiana, Massachusetts, New Jersey, and Texas.
4
states
Commercial
Under a minute. No ACORD forms.California, Florida, Louisiana, and Texas.
On air
Aunt Linda
Got a Swyfft question, honey? I’ll give it to you straight.
Next steps
Get appointed. Then it’s one step.
Your book of business stays with you.
Then you quote
A name.
An address.
Done.